Fee Schedule
 Fee Schedule Effective as of 7/18/06 
Membership $1.00
Savings - excessive withdrawal $5.00 per occurrence/after 3 per month
Christmas Club early withdrawal $5.00
Deposited check returned unpaid $10.00
NSF check or ACH item on Breco account $25.00
Overdraft fee -Transfer from Share Account to cover an overdraft $5.00 per occurrence, limited to 6 per mo.
Stop payment Placement:$10.00
Presentment:$10.00
Stop payment of Breco check $10.00 if placed within 5 working days of issue
Copy of cleared check $2.00
Traveler’s Cks. (1 signer) cost per $100 $1.00
Traveler’s Cks. (2 signers) cost per $100 $1.50
Visa over limit fee $20.00
Visa late fee $20.00
Visa dishonored payment (NSF check) $25.00
Visa annual fee NONE
Pre-paid Visa Gift Card $3.00
Wires – Outgoing $10.00
Wires – Incoming $9.00
Wires – International $35.00
ATM fee –1st card FREE
ATM card replacement $5.00
Home Financial Services FREE
Electronic Bill Payment FREE if used,
$4.95/mo. if not
All Service Center / Outlet transactions FREE
Reprocess returned statement mail (bad address) $10.00
Notary Fee $7.50
Account research or balancing assistance $10.00/hr. (min. $10.00)
Dormant account fee – No activity for 1 year and balance < $25.00 $25.00 per month
Credit Report fee $5.00 - Regular
$40.00 - Home Equity

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