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| New Auto: |
Term |
APR
As Low As |
|
| |
24 Months |
4.25% |
| |
36 Months |
4.50% |
| |
48 Months |
5.00% |
| |
60 Months |
5.25% |
| |
72 Months |
5.50% |
| |
84 Months |
5.75% |
|
Up to 100% financing, .25% discount for 10% down, .50% discount for 20% down. 72 month term available only on loans over $25,000. 84 month term available only on loans over $35,000.
Payment Example
$1000 financed at 4.99% for 24 months = $43.87/month |
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| Used Auto: |
Term |
APR
As Low As |
|
| 1 - 5 year old vehicles |
24 Months |
|
| |
36 Months |
|
| Used Auto Loan Special: |
48 Months |
|
| Rates Same as New |
60 Months |
|
| Autos (Expire 3-31) |
72 Months |
|
|
| 6 - 10 year old vehicles |
36 Months |
7.50% |
| |
48 Months |
7.75% |
|
Up to 100% financing, .25% discount for 10% down, .50% discount for 20% down. Loans up to NADA Retail Value. 60 month term available only on loans over $10,000. 72 month term available only on loans over $15,000.
Payment Example
$1000 financed at 4.99% for 24 months = $43.87/month |
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|
| Signature |
Term |
APR
As Low As |
|
| |
6-24 Months |
9.50% |
| |
36 Months |
11.00% |
| |
48 Months |
12.00% |
| |
60 Months |
13.00% |
|
Borrow up to $15,000 for personal needs.
Payment Example
$2,500 financed at 7.95% for 24 months = $113.01/month |
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| Share Secured |
|
APR
|
|
| |
|
4.00% |
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| Borrow against funds in your regular share account. |
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|
| Share Certificate Secured |
APR |
|
| Certificate Rate plus |
2.0% |
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| Borrow against funds in your share certificate. |
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| Home Equity - SPECIAL* |
Term |
APR
As Low As |
|
| |
60 Months |
4.99% |
| |
120 Months |
6.49% |
| |
180 Months |
7.99% |
|
|
*No Closing Cost - CU pays up to $1,000.
Borrow on the equity in your home.
Up to 100% Loan to Value.
Payment Example
$1000 financed at 6.25% for 60 months = $19.45/month
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| 1st Mortgages |
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| Please call 800-361-1631 for current rates. |
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| Call 800-366-6041 to pre-qualify or log on to: http://cu.homeloan.cu.com |
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| Land Loans |
Term |
APR
As Low As |
|
| |
120 Months |
7.00% |
| |
180 Months |
7.50% |
|
Purchase acreage or raw land. Up to 80% Loan to Value.
Payment Example
$1000 financed at 6.75% for 120 months = $11.48/month |
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|
| New Boats, 4 Wheelers, Jet Skis, Lawn Tractors |
Term |
APR
As Low As |
|
| |
36 Months |
5.75% |
| |
48 Months |
6.25% |
| |
60 Months |
6.75% |
| |
72 Months |
7.25% |
|
Up to 100% financing, .25% discount for 10% down, .50% discount for 20% down.
Payment Example
$1000 financed at 5.75% for 36 months = $30.31/month |
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|
| Used Boats, 4 Wheelers, Jet Skis, Lawn Tractors |
Term |
APR
As Low As |
|
| 1 - 8 year old models |
36 Months |
7.75% |
| |
48 Months |
8.25% |
| |
60 Months |
8.75% |
|
Up to 75% financing, maximum term for 9 year old models and older is 48 months.
Payment Example
$1000 financed at 7.75% for 36 months = $31.22/month |
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|
New Motor Homes &
Travel Trailers |
Term |
APR
As Low As |
|
| |
60 Months |
7.00% |
| |
84 Months |
8.00% |
| |
120 Months |
9.00% |
|
Up to 100% financing, .5% discount for 20% down.
Payment Example
$1000 financed at 6.75% for 60 months = $19.68/month |
|
|
Used Motor Homes &
Travel Trailers |
Term |
APR
As Low As |
|
| |
60 Months |
9.50% |
| |
84 Months |
10.50% |
| |
120 Months |
11.50% |
|
Up to 80% financing.
Payment Example
$1000 financed at 9.25% for 60 months = $20.88/month |
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|
APR = Annual Percentage Rate. Loans granted on approved credit. Rates, terms and loan limits determined by credit criteria. Rates are subject to change. Call for current rates. .25% discount on all loans (except VISA, Home Equity, & 1st Mortgage) with automatic draft or payroll deductions from a Breco Checking Account! We'll refinance your loan from anywhere else at a 1% lower rate for the remaining term of the loan! (Except 1st Mortgages & Credit Cards. There may be fees on some loans. Minimum rates apply).
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| Regular Shares, IRAs and Christmas Club |
Dividend Rate |
APY |
|
| |
.75% |
.75% |
|
| Rate paid during last quarter. Dividends declared at end of each quarter. Must maintain minimum average balance of $25.00 to earn dividends. |
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| Checking Accounts |
Dividend Rate |
APY |
|
| |
0.50%
|
0.50% |
|
| No monthly service charge, no per check fee, direct deposit available, free debit card. Must maintain average daily balance of $100.00 to earn dividends. |
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|
| Term Share Certificates & IRAs - $500 Minimum |
Dividend Rate |
APY |
|
| 6 Months |
1.30% |
1.31% |
| 12 Months |
1.55% |
1.56% |
| 18 Months |
1.85% |
1.87% |
| 24 Months |
2.15% |
2.17% |
| 36 Months |
2.30%
|
2.32% |
| 48 Months |
2.55% |
2.58% |
| 60 Months |
2.55% |
2.58% |
|
| Penalty may be imposed for early withdrawal on certificates. |
|
|
| Term Share Certificates & IRAs - $10,000 Minimum |
Dividend Rate |
APY |
|
| 6 Months |
1.30% |
1.31% |
| 12 Months |
1.55% |
1.56% |
| 18 Months |
1.85% |
1.87% |
| 24 Months |
2.15% |
2.17% |
| 36 Months |
2.30% |
2.32% |
| 48 Months |
2.55% |
2.58% |
| 60 Months |
2.55%
|
2.58% |
|
| Penalty may be imposed for early withdrawal on certificates. |
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| APY = Annual Percentage Yield. Rates subject to change without notice. Call for current rates. |
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