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Security & Privacy

Identify Theft:

Free Annual Credit Report

AnnualCreditReport.com is the official site to help consumers with the secure means to request and obtain their free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies (Equifax, Experian and TransUnion) in accordance with the Fair and Accurate Credit Transactions Act (FACT Act).

ATM Safety

  • Observe the surroundings: Before approaching any ATM, be alert for any suspicious persons or circumstances; if so, leave the area immediately - do not use the ATM. Come back at a later time or use an ATM at another location. Report any suspicious persons to law enforcement authorities.
  • Be ready to transact business: Before approaching, have your card and any other paperwork necessary for your particular transaction ready and in your hand. Having to retrieve these items is time-consuming and allows a potential thief easier access to your valuables.
  • Be courteous to other users: When approaching an ATM which is in current use, do not stand directly behind the person actually using the ATM. An adequate distance will allow the person currently using the machine to conduct his/her transaction securely, privately, and confidentially.
  • Remain observant while using the ATM: While transacting business at the ATM, continue to observe your surroundings. Be careful not to disclose / reveal your PIN # to others while using the ATM. Never begin a transaction when strangers have a clear view of the ATM keyboard. Should you observe any suspicious persons or circumstances, terminate your transaction immediately, leave the area, and contact law enforcement authorities.
  • Leave quickly: Upon completing your transaction, retrieving your card, and receiving your receipt, immediately leave the ATM area. Do not count or otherwise visually expose any money received from the ATM. Always maintain a safe distance between you and any stranger. If you believe that you are being followed, you should go to the nearest place where there are people and contact law enforcement authorities.

BRECO Privacy Policy

  • We believe that trust is one of the most important aspects of a relationship. We value the trust you place in us to keep your personal finances and other information confidential. We maintain a strict policy on member confidentiality.
  • We do not gather, collect, or maintain any information about you that can identify you as an individual except for such services that you request from us. These services include all of our online applications, for loans and all account applications, account access service, and bill payer service. We gather only information that is necessary to process your request and we maintain the information in the strictest of confidence.
  • For statistical purposes, we collect general data about users of our site. This data is not personally identifying. For example, we collect data on the day of the week and time of day that visitors are coming to our site. We also collect information on how long members are staying on the site and how many members are coming to the site each week. Additionally, we do not share any of this information with third parties.
  • We can make information available only in the following circumstances: when ordered by a court or other legal body or when it is lawfully permitted or required, or by request or consent of the member to the disclosure of information. In those cases where we disclose information, we require that it be used for no purpose other than providing previously specified services to our members.
  • This Privacy Policy covers all services, products, and information contained in BRECO Federal Credit Union's Web site and all servers that provide an Internet presence for BRECO. If you have any questions regarding this site, you can reach the site administrator by e-mail at Bhaynie@brecofcu.com  or at 1850 S. Sherwood Forest Blvd., Baton Rouge, LA 70816; (225) 273-1529, ext. 3243.