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Loan Rates

Auto Link - The New Way to Buy a Car

New/Used Auto
Term APR (as low as)
0-36 Months 2.24%
37-48 Months
2.75%
49-60 Months 2.99%
61-72 Months 3.24%
73-84 Months 4.00%
Additional Information:
Up to 125% financing including TT&L, Gap Insurance, Extended Warranty, Credit Life and Disability
72 month term available over $25,000; 84 months over $35,000
Signature Loans
Term APR (as low as)
0-36 Months 6.99%
37-48 Months 7.99%
49-60 Months 9.99%
Redi-Cash Line Of Credit 8.99%
Visa Platinum Credit Card 6.25%
Additional Information:
Borrow up to $25,000 for personal needs
Share Secured
Term up to 120 months APR
Borrow against funds in your regular share account. Dividend Rate + 3 %
Share Certificate Secured
Term up to 60 months APR
Borrow against funds in your share certificate Certificate Rate +3 %
Home Equity
Term APR (as low as)
0-60 Months 3.95%
61-84 Months 4.95%
85-180 Months 5.95%
HELOC (10 year Variable rate) WSJ Prime + 4%
1st Mortgages
Please call 800-361-1631 for current rates or click brecofcu.mortgagewebcenter.com/
Call 225-273-1529  to pre-qualify or Login Here.
Land Loans
Term APR (as low as)
0-60 Months 5.99%
61-120 Months 6.99%
121-180 Months 7.99%
Additional Information:
Purchase acreage or raw land. Up to 80% Loan to Value
New/Used Motor Homes, Travel Trailers, Horse Trailers, Etc.
Term APR (as low as)
0-36 Months 3.75%
37-48 Months 4.25%
49-60 Months 4.75%
61-72 Months 5.25%
73-84 Months 5.75%
85-120 Months 6.25%
121-180 Months 7.25%
New/Used ATV, Dirt Bike, Jet Ski, Etc.  
Term APR (as low as)
0-36 Months 5.75%
37-48 Months 6.25%
49-60 Months 6.75%
New/Used Motorcycles  
Term APR (as low as)
0-36 Months 3.50%
37-48 Months 4.00%
49-60 Months 4.25%
New/Used Boats  
Term APR (as low as)
0-36 Months 4.75%
37-48 Months 5.00%
49-60 Months 5.25%
61-72 Months 5.75%
73-84 Months 6.25%
85-120 Months 6.75%
New/Used Tractors, Farm Equipment, Lawnmowers, Etc.  
Term APR (as low as)
0-36 Months 5.75%
37-48 Months 6.25%
49-60 Months 6.75%
Additional Information:
  • APR = Annual Percentage Rate
  • Loans, rates, terms and loan limits determinded by credit criteia and normal underwriting standards 
  • Rates are subject to change - Call for current rates.
  • There may be fees on some loans.
  • "As Low As" Minimum rates apply to members with excellent credit criteria. Not all applicants will qualify.