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Checking Accounts

Checking Account

Our FREE Share Draft Account offers you the savings and convenience you want in managing your personal financial affairs.

  • Unlimited withdrawals...No per check fees...No monthly service charges...No minimum balance requirements 
  • Dividends paid on average balances over $100, compounded daily and credited quarterly.
  • Free Debit Cards
  • First box of checks are free
  • Free home banking & online bill payment
  • Free 24-hour telephone banking (audio response):225-273-1529 (option 1)
  • Credit union service center access, payroll deduction & direct deposit
  • Surcharge free ATMs
  • 3 automatic overdraft transfers (per month for $5 each occurrence) from your savings account to your checking account when there are not enough funds to cover a check
  • Discretionary Overdraft Privilege protection of up to $300 to qualified members to avoid returned-check fees. We will charge our normal overdraft fee of $30, but it will still be less expensive than bouncing a check! Our fees will be added to any outstanding overdrafts you may have and will be applied against your ODP! Limit.

Debit Cards

Your BRECO FCU debit card takes the place of checks wherever MasterCard is accepted...even if regular checks are not welcome!

  • Use it for everyday purchases at the mall, the grocery store, your favorite restaurant, or for phone and mail orders.
  • The amount will be deducted from your checking account
  • The transaction will appear on your monthly checking statement.
  • Can be used for cash withdrawals at ATMs, and some point of sale transactions can also provide you with cash from your checking account.
  • Lost or Stolen Debit Card - Please Call 800-472-3272. 
  • Forgot your PIN? - Call the Credit Union at 225-273-1529.