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Convenience Services

The small extras are just as important as having great loan and savings rates. We try at all times to offer the friendliest service, best rates and convenient options for you to use. If there is something you would like BRECO FCU to offer, please let us know at info@brecofcu.com We are always looking for ways to better our service to you.

Wire Transfers:

Members can send and receive funds anywhere in the U.S. and also International. Incoming/Outgoing wires are $15; and outgoing Internation wires are $35.

24 Hour Telephone Banking:

1.800-361-1631 or 225-273-1529 (option 1) Allows you to access your account information any time of day via the telephone.

Credit Life Insurance:

Insurance that you can purchase in the event of your death, the policy will pay off the loan. The cost of the insurance is added to your premium and is based on the loan terms.

Credit Disability Insurance:

Insurance that you can purchase in the event you become disabled during the loan. Cost of the insurance is added to your premium and is based on the loan terms.

GAP Insurance:

Insurance that you can purchase to protect you from a total loss on your automobile. Cost is added to monthly note.

Extended Warranty:

Mechanical breakdown insurance for new and used cars, boats, etc.

Automatic Transfer:

You are allowed 3 automatic overdraft transfers per month (for $5 each occurrence) from your savings account to your checking account when there are not enough funds to cover a check

Overdraft Privilege:

Qualified checking account members (those in good standing) have an extra overdraft protection of up to $300 to avoid returned-check fees. (We will charge our normal overdraft fee of $25, but it will still be less expensive than bouncing a check!)

Visa Gift Cards:

Pre-paid Visa gift cards sell for $3.25. The dollar amount can be between $10 and $500. The Visa gift cards can be used anywhere that Visa is accepted; except for hotels, pay at the pump, and car rentals.