Deposit Rates


Savings Accounts
Regular Shares and Vacation/Christmas Club
Dividend Rate APY
.10% .10%
IRA Share Rate
Dividend Rate APY
.25% .25%
Additional Information:
Dividends Paid Quarterly
Must maintain minimum average daily balance of $25.00 to earn dividends. APY accurate as of 6/23/2023.
Super-Charged Checking
Dividend Rate APY
3.00% 3.04%
Additional Information:
Dividends Paid Monthly
Balances up to $10,000.00 will be credited 3.04% APY. Balances in excess of $10,000.00 will be credited 0.15% APY. APY accurate as of 6/23/2023.
Checking Accounts
Dividend Rate APY
.05% .05%
Additional Information:
Dividends Paid Monthly
Must maintain average daily balance of $100.00 to earn dividends. APY accurate as of 6/23/2023.
My Money Teen and Student Checking
Dividend Rate APY
.05% .05%
Additional Information:
Dividends Paid Monthly
APY accurate as of 6/23/2023.
Term Share Certificates & IRAs
$500 Minimum Dividend Rate APY
6 Months 3.20% 3.25%
12 Months 4.03% 4.10%
18 Months 4.07% 4.15%
24 Months 4.22% 4.30%
36 Months 4.27% 4.35%
48 Months 4.27% 4.35%
60 Months 4.27% 4.35%
Additional Information:
Dividends Paid Monthly
Penalty may be imposed for early withdrawal on certificates. Fees could reduce earnings on all accounts. APY accurate as of 10/6/2023.