Home Loans

Home Equity Loan / Home Equity Line of Credit

Use the equity in your home to make your home improvement dreams a reality! Or finance school tuition, purchase a new car, take a vacation or consolidate your bills. Whatever your needs, you'll enjoy easy access to your available funds and benefit from our fixed rate home equity loan, or variable rate HELOC.

• 80% Financing*.

• Rates as low as 6.20% APR*.

• Flexible Terms up to15 years.

*Home Equity loan fixed rates determined on term and credit history. Home Equity Line Of Credit loan variable rate determined on term and credit history.  80% financing up to the appraised value less 1st mortgage. To refinance existing BRECO Home Equity loan, must receive $10,000.00 in new funds. Subject to normal underwriting standards. APR=Annual Percentage Rate. Member NCUA. Equal Housing Lender.

Mortgage Loans

Whether you're a first time homebuyer, looking to build, are moving up, or looking for investment, vacation property, or just want to refinance your current mortgage at a lower rate, you’ll benefit from the mortgage services we have to offer:

BRECO is Your Home for Home Mortgage Loans.  Through our relationship with Member First Mortgage, you have access to home loans for every stage and style of life – all with great rates and terms.

• Fixed Rate Loans.

• ARM Loans.

• Jumbo Loans.

• Construction Loans.

• FHA Loans.

• VA Loans.

• Rural Development Loans.

Land Loans

Buying a piece of land for entertainment or to build your new home is always a good investment!